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Terms & Conditions

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TERMS OF SERVICE FOR INVESTORS

 

Welcome to Green-Currency.com (the "Website"), a crowdfunding platform for sustainability.

 

The Website is provided by Green Currency AS, with company registration number 914 875 412, having its registered address at Strandgata 10, 4790 Lillesand, NORWAY ("Green Currency"). For official registration data, see https://w2.brreg.no/enhet/sok/detalj.jsp?orgnr=914875412

 

The general terms and conditions for the services “Crowdlending” (as further set forth below) provided by Green Currency on the Website to members of the Website ("You"/ "Your").

 

Please be aware that by accepting the terms of service of Green Currency You are also accepting the terms and conditions of our Payment Service Provider MangoPay as stated under Section XX below. You can see the Terms of Service between MangoPay and Green Currency here [LINK]

 

 

GENERAL

  1. If You are a natural person, You acknowledge that You have read and understood these Terms and that you are at least 18 years old.
     

  2. Subject to approval by Green Currency and subject to Your approval of these Terms, You will become a Member of Green Currency, when creating a user account at the Website. By giving such approval You enter into an agreement with Green Currency on these Terms. You understand that these Terms regulated Your use of the Services, and that Green Currency is not a party to the agreement between an Entrepreneur and the Investor, or between a Borrower and a Lender. You also approve the processing of personal data, which is made in accordance with our privacy policy, and which is part of the Agreement.

     

  3. In addition to the other terms set out in this Agreement, Green Currency is required to provide the following information under the Distance- and Off-premises Sales Act:

    In conjunction with this Agreement, fees, charges and taxes may be charged by third parties. Green Currency will not pay any such fees, charges or taxes.

    Green Currency will not charge You any fee if You would use Your right to withdraw from this Agreement, or from an agreement that You will enter into by use of the Services.

    Green Currency is subject to and will market the Services under the Norwegian Marketing Law.


     

  4. The Loan Agreement and any other communication within the Services will be made by use of the English language.

     

  5. NOTE (check and approve)! Green Currency’s provision of the Services does not require authorization by the Norwegian Financial Services Authorit. However, Green Currency has notified the Norwegian Authorities in accordance with the Obligation to Notify Certain Financial Operations Act. Hence, Green Currency shall comply with the Act on measures against money laundering and terrorist financing by which Green Currency is e.g. obligated to undertake certain know your customer (KYC) activities, including collecting certain personal data from You, which will be made inter alia when registering the user account with Green Currency and before any funding of Campaigns may be pursued.

 

 

DEFINITIONS

Agreement” shall mean the agreement between You and Green Currency on the Terms;

Borrower” shall mean a company or organisation that is using Crowdlending;

Business Day” shall mean a day when banks are generally open for business in Sweden;

Campaign” shall mean a campaign for Crowdlending which has been formed in accordance with the instructions set forth on the Website

Crowdlending” shall mean the service when a Borrower may submit a Campaign with the purpose of borrowing funds from many Lenders on the terms set out on the Website, and in these Terms;

Days” shall mean calendar days;

Debt Collector” shall mean the debt collector which according to an agreement with Green Currency shall provide debt collection services in respect of any defaulted debt under the Loan Agreements.

Escrow Account” shall mean an account held by the Payment Service Provider where any funds are being held before such funds shall be paid to the Borrower or repaid to the Lender;

Investor” shall mean a Member who is a natural person and using Crowdlending to lend money to a Borrower;

Loan” shall mean a loan provided by a Lender to a Borrower pursuant to a Campaign in accordance with the terms of their Loan Agreement;

Loan Agreement” shall mean a loan agreement between a Lender and a Borrower in which the terms for the Loan is specified;

Member” shall mean a natural person (which may be a legal representative of the Entrepreneur, Investor or the Borrower) who has registered a user account on the Website and been accepted as a member of Green Currency;

Payment Service Provider” shall mean the payment service provider, currently MangoPay, used by Green Currency for the transfer of funds between Backers, or Lenders to Borrowers or other Members within a Campaign;

Pre-Collection” shall mean Green Currency’s administration of any defaulted Loans, in accordance with the Pre-Collection document available on the Website , such as inter alia sending reminders to the Borrower via sms and letters. The Pre-Collection will continue for 60 Days calculated from the due date of the relevant payment date pursuant to the Loan Agreements.

Service” shall have the meaning set out in Section X;

Terms” shall mean the terms and conditions for the use of the Services set forth in this document;


 

USERNAME AND PASSWORD


Some pages of the Website are open to all users and may be browsed by any visitor. However, in order to become a Member and use the Services, You have to create a user account in accordance with the instructions set forth on the Website.


You may use selected social media accounts as set forth on the Website, currently Facebook, Google+ or LinkedIn to sign in to the Website. Once You have signed in, You may be asked to submit additional information about yourself to help Green Currency tailor the information shown on the Website. Should You however choose to create a new user account, the email address and password which You choose must not be harmful, abusive, racially or ethically offensive, sexually explicit, defamatory, infringing any intellectual property right or invasive of personal privacy rights. Green Currency shall be allowed to change Your email and/or password if You are in breach of this Agreement.


When the user account has been verified and approved by Green Currency You will become a Member.


You agree and warrant that You will not disclose (wilfully or by negligence) credentials of Your user account with any third party or otherwise allow any third party to use Your user account or Your access to the Service. If You have reason to believe that a third party has gained access to Your user account, You must immediately inform Green Currency.


Green Currency will require You to provide identification of Yourself when registering at the Website or accepting Loan Agreements or other documents that You may become a party to and which may be required when using the Services. You do however understand and agree that some agreements may be entered into between You and Green Currency or between You and another Member, such as a Borrower by way of providing Your accept directly at the Website, subject however to that You are logged in to Your user account.


 

THE SERVICES


Green Currency provides a meeting platform for crowdfunding on the Website. Members may, by use of and in accordance with the prerequisites set forth on the Website, submit their Campaigns to Green Currency, who decides which Campaigns may seek crowdfunding from other Members. Any funding shall be made in accordance with these Terms and as set forth on the Website .

 

The Service consists of one type of crowdfunding:

Crowdlending, where Borrowers may borrow money from many Lenders on terms agreed between the Borrower and the Lender and as further set out in the Loan Agreement.

 

Crowdlending

 

Crowdlending Process

Subscription

Borrowers who wish to borrow money may submit Campaign requests to Green Currency.

 

When a Campaign request has been approved by Green Currency the Campaign will be launched on the Website and opened for Members to subscribe. The subscription period for a Campaign is X Days. However, should the Campaign be fully subscribed earlier, or should the number of subscribing Lenders reach 1000 persons, the Campaign will be closed and the subscription period will end even if 45 Days have not passed. The Campaign will be considered successful provided that at least eighty (80) percent of the requested loan amount has been subscribed for. A Borrower must never participate as a Lender in such Borrower’s Campaign. If a project accepts overfunding, the campaign will continue until the end date is reached.


NOTE: Do we? Green Currency will, by use of credit scoring companies, provide an indicative risk rating of the Borrower. It shall be noted that such risk rating shall only be of informative character and not be seen as a recommendation by Green Currency or financial advice by Green Currency. You have to make your own assessment of the Borrower, the Borrower’s business and the risk connected with the Loan. You are encouraged to use other information than only the information provided by the Borrower on the Website. You may e.g. request information directly from the Borrower.


The Borrower may be requested to provide a guarantee from a third party covering the Borrower’s payment obligations under all Loan Agreements entered into pursuant to a Campaign. If the Borrower has submitted a guarantee, then such guarantee will be visible on the Website. Green Currency does not assume any liability for the assessment of such guarantee. The guarantee, should never be enforced directly from the Lender, without a written consensus of Green Currency or the Debt Collection Agency.

 

You may subscribe to a Campaign during its subscription period by completing the registration form available on the Campaign’s Website, inter alia, specifying the amount You like to lend to the Borrower.


All Loans will be provided in Euro. Your Loan shall be at least EUR 50 and You may not lend more than EUR 20,000 per each transaction. Please note that providing a Loan in Euro may also include a currency risk. Green Currency does not assume any liability for such risks.


NOTE: (check) Your subscription to a Campaign constitutes a binding offer to lend the specified amount to the Borrower pursuant to the terms of the Campaign. You will always, however, be entitled to cancel the subscription within 14 Days in accordance with the Distance- and Off-premises Sales Act.


During the registration of Your subscription You will be requested to enter into in payment service agreement with the Payment Service Provider and to accept an immediate transfer of the subscribed loan amount from the card You have registered with the Payment Service Provider to the Campaign’s escrow account. The escrow account is provided by the Payment Service Provider.

 

The Loan will be not be transferred from the Campaign’s escrow account to the Borrower until the subscription period has ended and the conditions precedent for the Campaign have been satisfied. Should the conditions of the Campaign not have been satisfied, e.g. should the Campaign not reach a 80 percent subscription during the subscription period, the Campaign will be closed and the funds transferred by You to the escrow account will be retransferred to Your card, as further set forth in Your payment service agreement with the Payment Service Provider.

 

The funds You have transferred to the Campaign’s escrow account will not accrue any interest during the time when the funds are deposited in the Campaign’s escrow account.

 

Green Currency has the right to, at any time and at its convenience, cancel, interrupt or suspend any Campaign, subject to prior notice. Such cancellation, suspension or interruption may be made e.g. due to the Borrower’s or the Campaign's violation of applicable legislation or any terms applicable to the Website. The amount transferred from the Lender to the escrow account of the Payment Service Provider will in such case be retransferred to such Lender.

 

Loan Agreement

 

Provided that the campaign has been successfully closed Green Currency will enter into a Loan Agreement with the Borrower on Your behalf and in Your name when the subscription period has ended.


The terms of the Loan Agreement will be available on the Campaign Website and You will also receive a draft of the Loan Agreement before it is entered into by Green Currency.

 

The Loan Agreement becomes binding when it is entered into, but You will always, however, be entitled to cancel the agreement within 14 Days from execution in accordance with the Distance- and Off-premises Sales Act.

 

On the first Business Day following the Respite Period, Green Currency will instruct the Payment Service Provider to transfer the Loan from the Campaign’s Escrow Account to the Borrower. From such date, the Loan Agreement will enter into force and the Loan will accrue Interest.

 

The Loan shall be repaid in equal quarterly instalments in accordance with the terms of the Loan Agreements, starting with the date in which the Loan Agreement comes into paper. The quarterly installments are being on the day in which the loan agreement came into power, not calendar quarters. The Payment Service Provider will receive payments from the Borrower on Your behalf and the Payment Service Provider will forward the payments to the account You have designated pursuant to Your payment service agreement with the Payment Service Provider.

 

In case you are a non-SEPA resident each decision to payout your funding to your bank account, will connected with a service fee of 2,50 Euro. Your cash-out services will be collected in your escrow account and visible on your dashboard, so that the decision, when you can payout your funds can be done manually.

 

Defaulted loans

 

In the event the Borrower should fail to pay any principal and/or interest when due, Green Currency will provide Pre-Collection free of charge for the Lenders in accordance with the Pre-Collection document available on the Website. The Pre- Collection will, inter alia, include sending reminders via sms and letters to the Borrower. Should the Borrower, after receipt of such reminders, still fail to honour the loan Green Currency will during the Pre-Collection phase also notify the guarantor and request payment (provided that the Campaign has been secured by a guarantee).

 

Green Currency has entered into a frame agreement with a Debt Collector for the procurement of debt collection services (the “Debt Collector Agreement” or “DCA”) in respect of all Loan Campaigns. Should any due debt remain unpaid after 60 Days, the Debt Collector will be instructed to collect the debt in accordance with the terms of the DCA. The services of the Debt Collector include, inter alia, sending debt collection letters, enforcing the guarantee, filing injunction to pay requests and execution requests at the Norwegian Enforcement Authority, and, if the debt has been disputed, to commence and act as counsel in court proceedings. The services provided by the Debt Collector are provided on a success fee basis and You will not be requested to make any further payments for such services, unless the debt collection has been successful in which case the fees to the Debt Collector will be deducted before the collected amount is transferred to You. Should a debt have been disputed by the Borrower, the Debt Collector may reject the assignment in which case he will provide a written explanation as to why he does not consider it prudent to pursue payment of the debt any further. A disputed debt can only be pursued through litigation. The debt collection fees and the other terms of the DCA are available on our Website and here.

 

By accepting these terms of use and subscribing to a Campaign You authorize Green Currency and the Debt Collector to agree on payment plans, delay of payments (respite), settlement (in case of dispute) or other solutions with the Borrower, or guarantor, however, only to the extent such a solution, in Green Currency’s or the Debt Collector’s opinion, is deemed to be a favourable solution for You considering the principal and interest likely to be repaid by the Borrower.

 

In order to transfer the claim to the Debt Collector in the most cost efficient way You will transfer to Green Currency the Loan for the purpose to collect such debt from the Borrower and/or the guarantor in the event the Borrower and/or the guarantor should fail to pay the principal and/or interest within 60 days from its due date pursuant to the Loan Agreement, whereafter Green Currency shall be entitled to pursue such claims on Your behalf in its own name (i.e. to act as “inkassomandatarie” in respect of such claims). As long as the abovementioned right to collect all outstanding debt is transferred to Green Currency, You will not be entitled to pursue Your claim Yourself, but only through Green Currency.

 

Should the Debt Collector cancel its instruction in respect of Your loan agreement, the right to collect all outstanding debt from the Borrower and (if applicable) the guarantor will be re-transferred to You and Green Currency’s will no longer be authorized to act on Your behalf in respect of any debt collection or other process with the purpose to retrieve payment from the Borrower. Green Currency will thereby no longer manage any debt collection process for You or on Your behalf.

 

Authorizations and power of attorneys

 

By accepting these Terms and subscribing to a Crowdlending Campaign You authorize Green Currency or whom it may instruct (in respect of such Campaign) to:

 

  • enter into a Loan Agreement with the Borrower, on Your behalf and in Your name, on the terms available on the Campaign’s Website and provided to You prior to any execution of this power of attorney;

     
  • instruct the Payment Service Provider to transfer the loan amount from the Escrow Account to the Borrower’s account, in accordance with section 2.2 of the Loan Agreement, on the Settlement Date of the Loan Agreement (as defined in the Loan Agreement) and to otherwise take such actions necessary in order to ensure the successful execution of such transfer, and to instruct the Payment Service Provider to deduct the fee, as set out in section 9.1 below, from the repayment of any portion of the Loan (principal and interest) from the Borrower to the Lender via the Escrow Account;

     
  • to handle all matters related to the Borrower’s payment of principal and interest under the Loan Agreement to the relevant Escrow Account, such as, inter alia, sending invoices and payment reminders to the Borrower;

     
  • to collect all current and future outstanding debt pursuant to the Loan Agreement from the Borrower and/or the guarantor in the event the Borrower should fail to pay the principal and/or interest when due, including but not limited to accelerate the Loan under the Loan Agreement and to give the Debt Collector instructions to collect any due outstanding parts of the Loan in accordance with the terms of the DCA; and

     
  • to agree on payment plans, delay of payments (respite), settlement (in case of a disputed claim) or other solutions with the Borrower, or guarantor, however, only to the extent such a solution, in Green Currency’s or the Debt Collector’s opinion, is deemed to be a favourable solution for You considering the principal and interest likely to be repaid by the Borrower.


In the event the Borrower should fail to pay any due principal and/or interest for a period of 60 days or more the debt will be transferred to the Debt Collector in accordance with this section 7 above. In such case Green Currency will act as Inkassomandatarie, i.e. act on your behalf in its own name, wherefore You hereby agree to automatically upon Green Currency’s notice thereof, transfer to Green Currency the outstanding unpaid Loan for the purpose to collect such amounts from the Borrower and/or the guarantor. Should the Debt Collector cancel its instruction in respect of Your Loan, the Loan will immediately be re-transferred to You.


 

RULES OF CONDUCT

 

You agree and warrant that You will not publish, post, transfer, distribute or upload any content or information to the Website and/or the Service which:

 

  • is false, misleading, untruthful or inaccurate,
  • promotes or encourages illegal activity,
  • is racially or ethnically offensive and/or constitutes agitation against a minority (such as a national or ethnic group),
  • constitutes defamation, contains pornography or is in any other way sexually explicit,
  • attacks sexual orientation or religion or is discriminating in any other way,
  • is in any way harmful, abusive, offensive or illegal or which infringes the rights of any third party (such as including but not limited to copyright and trademarks).


You agree and warrant that You will not (and will not permit any third party to):

 

  • use the Website and/or the Service to transfer or upload files or other content that contains viruses, corrupted data, malicious software or other programs that may harm computers or other property,
  • use the Website and/or the Service to defame, harass, discriminate or threaten another person/company or in any other way violate rights,
  • distribute or reproduce all or any part of the Website or the Service,
  • alter, disassemble, decompile or reverse engineer any part of the Website or the Service, unless explicitly permitted by mandatory law,
  • use software that reads data on the Website or the Service automatically,
  • use the Website and/or the Service to request or encourage other users to breach any provision of this Agreement,
  • abuse the Website or the Service or use it for any unlawful or unauthorized purpose (which includes transmitting any computer viruses through the Website, or using the Website and/or the Service in a manner which violates or infringes the rights of anyone else).

 

Green Currency reserves the right to immediately remove any content from the Website that Green Currency in its sole discretion deems is in breach of the Agreement, any other terms or conditions posted on the Website or is otherwise harmful for Green Currency or its Members.

 

The Service may enable You to send and/or receive messages to or from other Members. Such messages are not reviewed by Green Currency, hence You are personally responsible for any messages You send through the Service and You agree and warrant that You will not use the possibility to send messages in breach of the Agreement including to harass or threaten other Members, including but not limited to repeatedly sending unwanted messages.

 


FEES AND PAYMENT TERMS

 


General

At present, Green Currency does not charge any fees when You create a user account.

Green Currency does not charge Investors any fee. With regards to Crowdlending, the Lender shall pay Green Currency a fee amounting to one (1) percent of each repayment of any portion of the Loan and payment of interest (principal and interest) by the Borrower to the Lender, or as otherwise set out on the Website .


Such fee shall be paid by allowing the Payment Service Provider to deduct an amount corresponding to the fee, from the amount transferred by the Payment Service Provider from the Escrow Account to the Lender.


You agree to make the payment of an investment in the currency stated on the Website when committing to the funding. Any payments and repayments within Crowdlending shall be in Euro. Payments shall not be made to Green Currency at any time and Green Currency shall not take possession of any funds.


You are responsible for paying any applicable taxes in relation to the funding. Green Currency shall have no responsibility to pay any taxes regarding Your funding of Equity Campaigns or the Loans within Crowdlending. You undertake to always keep your tax residency registered at Green Currency up-to-date and accurate. Should You change Your tax residency, You shall without undue delay inform Green Currency of such change. Your tax residency may have implications on the Borrower’s responsibilities.


NOTE: Are we obliged to do this? If an Lender has declared, that his or her tax residency is Norway, the capital gain tax will be withheld for Lender by the entrepreneur and paid per annum to the Norwegian Tax Authorities. 

 

Payment to Campaigns for Crowdlending

Any Loan shall be paid by the Lender by use of the Payment Service Provider as set out on the Website and in accordance with instructions set out on the Website. Furthermore, any repayment by the Borrower to the Lender shall be made by use of the Payment Service Provider as set out on the Website .

 

YOUR LIABILITY AND INDEMNIFICATION


Investors
You are aware that Green Currency does not offer any financial advice or any other advice on investments, loans or the process of any financing rounds or Crowdlending.

You are solely liable for the use of the Services and any decision to invest in an Entrepreneur or lend money to a Borrower. You are aware that the companies raising money within Equity Crowdfunding and Crowdlending are often in a very early stage and are seeking financing to grow their business. You warrant that You are aware that investing in an Entrepreneur or lending money to a Borrower is connected with high risk and that all or parts of the investments may be lost. You further agree that investing in an Entrepreneur or lending money to a Borrower is solely Your decision. You agree that Green Currency shall not be liable for any of Your investments in Entrepreneurs or loans to a Borrower.

You shall be liable to Green Currency for any damages caused to Green Currency or any third party due to Your breach of this Agreement, including but not limited to the use of the Services in breach of this Agreement. Furthermore, You agree to indemnify Green Currency in relation to any claims, costs (including reasonable legal costs) damages, expenses, liabilities and losses incurred by Green Currency arising in any manner in relation to Your breach of this Agreement.

 

GREEN CURRENCY'S LIABILITY

Green Currency does not grant any warranties, express or implied or otherwise, as to the accessibility, quality, suitability or accuracy of the Website. There are situations when the Services will not be accessible, including but not limited to necessary maintenance and circumstances outside the control of Green Currency such as net access failure, for which Green Currency shall never be liable.


All investments are made by agreement between the Investor and the Entrepreneur. All Loan Agreements are entered into between the Lender and the Borrower. All information displayed on the Website is provided by third parties and displayed by the Entrepreneur or the Borrower. Green Currency does not at any time take possession of funds, provide any financial advice on investments, loans or donations and shall therefore not be liable for any investment in an Entrepreneur or loans to a Borrower, or the information provided by any one of them. Green Currency does not at any time warrant the fulfilment of any Borrower’s or other Member’s payment undertaking and shall never be liable for the fulfilment of any Backer’s, Investor’s or Lender’s decision to invest by use of any of the Services.

 

Notwithstanding the above in Section 11.2, and to the extent permitted by applicable law, Green Currency shall not be liable to You or any third party for any direct damages, indirect damages or any other damages of any kind including but not limited to loss of profit, loss of income, loss of revenue, business interruption and goodwill losses arising out of or in connection with the Agreement or the use or inability to use the Service or the Website.

 

To the extent Green Currency is liable to You for any damages, Green Currency's total and aggregate liability to You (whether for negligence, breach of contract or any other cause of action shall be limited to EUR 1,000. Green Currency shall not be liable to You for any claims made by third parties towards You.

 

Green Currency is not liable for any losses incurred by You as a result of Green Currency’s performance of its duties and functions as set forth in this Agreement (such as inter alia acting as Your agent pursuant to clause 7), except if such losses have incurred due to Green Currency’s gross negligence or wilful misconduct, in which case the limitations set out in sections 11.3 and 11.4 shall apply to the extent permitted by applicable law.

 

INTELLECTUAL PROPERTY RIGHTS


You agree that the Website and Services contain content specifically provided by Green Currency or third parties and that such content may contain intellectual property rights. You agree to respect all intellectual property rights, including but not limited to copyright, trademarks, trade names (whether registered or not) contained or displayed on the Website or which You gain access to in connection with the Service. You may only use the content of the Website for the use of the Service and You must not use the content of the Website in breach of applicable law or the Agreement. You may use such intellectual property rights only for the purpose of browsing the Website and to use the Service. Green Currency does not grant You any other license to use said intellectual property rights except as expressly set out in this Agreement.

 

You agree that the content published on the Website may belong to third parties (e.g. Campaigns which have submitted information regarding the fundraising), and that Green Currency does not have control over such content. Therefore, You agree that Green Currency shall not be held responsible for any such content provided by third parties and displayed on or contained in the Website or the Service.

 

THIRD PARTY SITES

 

Please note that any information that You enter on a third party website (and not directly at Green Currency.com), e.g. when making payments or transferring money by use of the Payment Service Provider or when using Your social media accounts to log in to the Website, will be shared with the owner of the third party website and Your information may be subject to their privacy policies and terms and conditions.

 

The Website may permit You to link to other websites on the Internet, and other websites may link to the Website. Your access to third party websites is always at Your own risk. Third party websites are beyond the control of Green Currency and You acknowledge that Green Currency shall not be responsible for the content, function, accuracy, legality nor any other aspect of such website. You further acknowledge and agree that Green Currency shall not be liable for any damage or loss caused by or in connection with the use of or reliance on any content of such third party websites.

 

PERSONAL DATA

 

NOTE: Check! The use of the Service entails various types of personal data being processed for various purposes. Under the Norwegian Personal Data Act, which implements the EU Directive 95/46/EC, Green Currency will be liable for the processing of personal data for which Green Currency decides the purposes and the means for which the personal data is processed. Personal data is information which is directly or indirectly referable to a natural living person, e.g. name and address but also possibly a person on a photo in a campaign presentation.

 

Green Currency may collect the following information, including personal data, about You, the "Data Subject";

 

Registration and user data: When creating a user account with Green Currency and when using the Services, You are required to provide the following information; name, surname, email address, date of birth, country of residence and nationality.. Please note that Green Currency is unable to provide the Services unless You provide the above stated personal data. If You connect to the Service using Your Facebook or LinkedIn credentials, You authorize Green Currency to collect Your authentication information, such as Your username, encrypted access credentials, and other information that may be available on or through Your social media channels, including but not limited to Facebook or LinkedIn including Your name, surname, profile picture, country of residence, hometown, email address, date of birth, gender, friends' names and profile pictures and networks. Green Currency may store this information so that it can be used for the purposes explained in Section 14.6 and may verify Your credentials with said social media channels.

 

Usage information: When You use the Service certain information will be collected automatically, including (i) information about Your interactions with the Service; (ii) the details of the queries You make; (iii) content You post, upload and/or contribute to the Service; (iv) technical data, which may include the URL You are coming from, Your IP address, unique device ID, network and computer performance, browser type, language and identifying information and operating system; and (v) location information. If You have connected Your account to a social media channel such as Facebook, LinkedIn or Green Currency may receive similar information related to Your interactions with the Service from these channels. Green Currency may use cookies and similar technologies to collect this information. You can learn more about Green Currency's use of cookies in Section 15. Green Currency may store this information so that it can be used for the purposes explained in Section 14.2.

 

Green Currency will process the information described in Section 14.2 above for the following purposes: (a) to administrate Your account, to enable and provide the Service and integration with third party services, and to provide, personalize and improve Your experience with the Service, and to otherwise fulfil the Agreement with You (including taking such actions as set out in section 7 above); (b) to send You alerts or messages by email or otherwise, including to provide You with marketing of products and services and to inform You about updates of the Service or of the Agreement, (c) to improve and develop the Service or new services and products and to analyze Your use of the Service, (d) to ensure the technical functioning of the Service and to monitor and prevent use of the Service in breach of the Agreement, (e) to enforce the Agreement, including to protect the rights, property and safety of Green Currency and other persons, (f) as necessary to allow financing or transfer of all or part of Green Currency and (g) to fulfil requirements by law.

 

Green Currency may not be able to provide the Service in full unless the above-stated information is provided by the Data Subject.

 

By entering into this Agreement You agree to receive direct marketing from Green Currency or third parties, e.g. by email or otherwise. You may refuse Your personal data being used for direct marketing and You may recall Your prior consent.

 

Green Currency may disclose the personal data about the Data Subject to its contractors, partners, potential investors in or buyers of all or part of Green Currency, and other Members, within and outside the EU/EEA where You may have fewer legal rights in relation to Your information, for the above stated purposes. You understand and agree that the privacy policy of third parties will govern all use of information provided under this Section. You expressly consent to Your personal data being used as described in this Section.

 

Data Subjects are entitled by law to once per calendar year, free of charge, upon written request receive information about what personal data about them is processed by the Green Currency. Data Subjects are also entitled to ask for the rectification, erasure or blocking of any personal data which is inaccurate. If a Data Subject wishes to exercise any of these rights, he/she should write to the address above stating his/her full name and, if applicable, his/her address, user name and the email address used for registration.

 

COOKIES

 

A cookie is a small text file that a website asks to place on Your computer, mobile phone, or other device when You visit a website. A cookie can help the website provider to recognize Your device the next time You visit the website, provide You with access to certain functions on the website and/or register Your surf patterns. There are other technologies such as pixel tags, web bugs, web storage and other similar files and technologies that can do the same thing as cookies. The term "cookies" in this Agreement refers to

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